Did you know that you can and should insure your wedding? It was a shock to me too! However, after doing some research, why wouldn’t you? I mean, you are spending just as much, if not more on your wedding day as you would a car and you definitely would insure that! But what does wedding insurance mean? What exactly would you need it for, you ask? Well, let me tell you!
There are two types of insurance, the first is Cancellation insurance.
Say two feet of snow falls, I know in Colorado nothing stops for snow, but lets just say it did and your guests couldn’t make it to the wedding. Well, you’ve rented a facility, payed the deposit and hopefully paid the base facility fee by now and Colorado just wasn’t on your side. Insurance is going to cover this for you! Whew…that was a close call.
2. You have to cancel all together
Face it, life happens. We don’t want to think about it and will never expect anything to happen, but life has its ways of surprising you. So you broke up, do you just throw yourself a party or do you get insurance that is going to cover the deposits you lost for the band, flowers, cake, food and photos? Sounds like a no brainer to me!
The next insurance is one that I recommend that everyone at least look into: Liability Insurance.
Aunt Susie had a little too much wine and went to hug you with a full glass…oops. Now you have to get it cleaned but the underskirt didn’t make it and some of the stains didn’t come out. Well, that’s what insurance is for!
2. There were damages to the venue.
You seriously love your sister and all her kids but sometimes don’t you wish she would actually watch them? The kids wandered off and started doing kid things like pulling all the flowers out of the flower beds, and throwing rocks at the nearby fence and digging in the grass. Now, the venue is going to stick you with a bill to fix those damages! Argh…Or…you have liability insurance and it will all be covered.
3. The wedding gifts were stolen – what?!
I can’t even imagine this happening but I suppose it does. Say you don’t book at The Gatehouse at The Lionsgate Center where we can lock those gifts up so you don’t have to worry about them, and someone walks away with half your presents. They even took the new kitchen aid that you REALLY wanted! Luckily, you got that insurance and they are going to help you out.
Ok, now that you have thought about all the bad things that COULD go wrong on your big day, lets get back to thinking about pink flowers and gorgeous wedding photos!
Find more information and pricing here: www.wedsafe.com